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Learner Driver Insurance

Provides cover for provisional licence holders as they receive driving tuition.

0330 024 0087

The Learner Driver Specialists

Learner Driver Insurance

Learner driver insurance that passes the test!

Our specialist learner driver insurance – also known as provisional driver insurance – provides cover for provisional licence holders as they receive driving tuition.

It insures the learner driver directly when they are driving their own car or another vehicle.

It is valid when the learner is accompanied by a driver aged over 25 who has held a full driving licence for a minimum of three years.

Why take out learner driver insurance?

One good reason is cost. Often it is cheaper to take out a policy in the learner’s name, than to add them as a named driver to another car insurance policy.

Also, with this policy, should the learner driver need make a claim when driving an insured car they do not own, it will not affect the no claims bonus of the vehicle’s owner.

Another, even more compelling reason, is that it is of course a legal requirement to be insured when learning to drive on public roads!

Young learners

The cover we offer is specifically designed for holders of a provisional driving licence aged between 17 and 21 years.

We know from our experience in moped and scooter insurance that this can often include young riders who, as well as using their provisional licence to ride on two-wheels, are also learning to drive on four.

If that’s you, this policy could be a great choice!

Insurance jargon

If terms like comprehensive insurance and no claims bonus leave you scratching your head, please see our FAQs page.

Dash camera endorsement

With this policy, should you need make a claim, you can avoid paying the compulsory excess – the amount you would pay towards the cost of a claim – under a dash camera endorsement.

All you need do to avoid that excess – which will be a minimum of £250 – is provide the insurer with dash cam footage within 48 hours of an accident. The excess fee will be waived whether you are at fault or not.

Supervisor endorsement

This enables the driver who has been supervising you to drive you home in an emergency or immediately after you’ve passed your test.

Other benefits

This learner driver insurance policy offers a range of other benefits. These include:

  • Third party liability – cover for other people and their property should you cause injury or damage whilst learner driving
  • Fire, theft and attempted theft
  • Accidental and malicious damage
  • Cover immediately after completing your Driving Theory Test
  • Audio and sat nav equipment

The following benefits are included only with comprehensive cover and if you are the registered keeper/owner of the insured vehicle:

  • Windscreen and windows
  • Personal belongings
  • Replacement locks
  • Medical expenses
  • Personal accident
Specifically designed for provisional licence holders
Comprehensive and Third Party Fire & Theft learner driver insurance
An affordable alternative to adding a learner as a named driver to another policy
Cover immediately after completing your Driving Theory Test
To aid learning continuity and frequency, parents can be added as named drivers*
FOR OUR BEST QUOTE CALL
0330 024 0087

For the best quote chat to our friendly and informed UK based call centre team

* Conditions apply. Policy benefits subject to limits and exclusions. Please ask for details. 


Learner driver insurance benefits and limitations

The provisional licence insurance we arrange is designed specifically to cover learner drivers.

It’s ideal if you’re keen to put in some extra hours’ learning outside of tuition you receive from a professional instructor.

Gain skills and confidence

That additional time can help you hone your driving skills and gain confidence in readiness for your practical driving test.

Remember though that once you pass your test and rip up those L plates, it will no longer be valid.

You will then need take out traditional car insurance that covers you as a fully qualified driver.

If, having passed your test, you continue to drive on learner driver insurance  you are liable for prosecution. You must take out a standard car insurance policy.

WE PREFER TO TALK

WHY CHOOSE PRINCIPAL INSURANCE?

Because we put our policyholders first, we now serve around 40,000 motorcyclists, motorists, classic car enthusiasts, van drivers, couriers, motorhome owners, homeowners and motor trade professionals nationally.

Whilst we embrace the latest quote and administration technologies, you might say we’re a bit old school.

That’s because we’d prefer to talk to you in order to get the best possible understanding of your needs. That then means we are properly equipped to seek out the best deal for you from our extensive panel of leading UK insurers.*

What’s more we are able to give motorbike insurance, car, van, motorhome, multi-vehicle, home and commercial insurance quotes.

Our impressive growth has been achieved not through multi-million pound marketing campaigns but by delivering old fashioned service.

That can mean finding you the lowest possible insurance quote from our panel of insurers or, if you need make a claim, ensuring that you have access to specialist assistance so that the process is as prompt and painless as possible.

We’re a company with personality, one that instead of demanding staff always follow stringent call scripts and call length targets, encourages them to chat so they can provide you with the highest quality of service.


An independent broker, we source the best quotes from the UK’s leading specialist insurers.
With no call length targets, our experts take the time to find you the best deal.
We’re here to help – with dedicated claims and customer service support.
Our quotes hotline open weekdays 9.00am-6.00pm and Saturdays 9am-1pm.

DON”T JUST TAKE OUR WORD

WHAT OUR CUSTOMERS SAY ABOUT US

Excellent, in every aspect , Effortless, swift and competitive insurance obtained for my campervan. Super service received by Ashley whom dealt with my call, so refreshing to deal with an agent with great communication skills. He was extremely polite , genuine and patient. A real credit to your company . Highly recommended.
Anna James
October 23, 2023
Very strait forward and no hidden costs at the end of the purchase. If they don’t increase their price for next year, I’ll use them again.
Peter Beby
October 14, 2023
Very professional and friendly service from Sam , made everything very clear and straightforward Follow up call with Taher also extremely good and query quickly and efficiently dealt with
John
October 19, 2023
Very professional approach by Joe who took my call. I was concerned over an email I’d had inviting me to click on a link. He understood and we sorted everything out. Good people for customer service which is sadly lacking these days by other companies. Will use Principal again. Thanks
Roger Saxon
October 13, 2023
Taz this guy was so helpful, kept me informed all the way through, even got my quote £300 cheaper than online. I feel like I should send him a gift card or something to say thank you. Best experience I’ve ever had getting insurance. Top man someone give a promotion!
Cash Jones
October 11, 2023
Very professional approach by Joe who took my call. I was concerned over an email I’d had inviting me to click on a link. He understood and we sorted everything out. Good people for customer service which is sadly lacking these days by other companies. Will use Principal again. Thanks
Neil Hatch
October 12, 2023
Excellent
1,355 Reviews
FOR OUR BEST QUOTE CALL

For the best quote chat to our friendly and informed UK based call centre team