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Learner Driver Insurance
Provides cover for provisional licence holders as they receive driving tuition.
0330 024 0087
The Learner Driver Specialists
Learner Driver Insurance
Learner driver insurance that passes the test!
Our specialist learner driver insurance – also known as provisional driver insurance – provides cover for provisional licence holders as they receive driving tuition.
It insures the learner driver directly when they are driving their own car or another vehicle.
It is valid when the learner is accompanied by a driver aged over 25 who has held a full driving licence for a minimum of three years.
Why take out learner driver insurance?
One good reason is cost. Often it is cheaper to take out a policy in the learner’s name, than to add them as a named driver to another car insurance policy.
Also, with this policy, should the learner driver need make a claim when driving an insured car they do not own, it will not affect the no claims bonus of the vehicle’s owner.
Another, even more compelling reason, is that it is of course a legal requirement to be insured when learning to drive on public roads!
Young learners
The cover we offer is specifically designed for holders of a provisional driving licence aged between 17 and 21 years.
We know from our experience in moped and scooter insurance that this can often include young riders who, as well as using their provisional licence to ride on two-wheels, are also learning to drive on four.
If that’s you, this policy could be a great choice!
Insurance jargon
If terms like comprehensive insurance and no claims bonus leave you scratching your head, please see our FAQs page.
Dash camera endorsement
With this policy, should you need make a claim, you can avoid paying the compulsory excess – the amount you would pay towards the cost of a claim – under a dash camera endorsement.
All you need do to avoid that excess – which will be a minimum of £250 – is provide the insurer with dash cam footage within 48 hours of an accident. The excess fee will be waived whether you are at fault or not.
Supervisor endorsement
This enables the driver who has been supervising you to drive you home in an emergency or immediately after you’ve passed your test.
Other benefits
This learner driver insurance policy offers a range of other benefits. These include:
- Third party liability – cover for other people and their property should you cause injury or damage whilst learner driving
- Fire, theft and attempted theft
- Accidental and malicious damage
- Cover immediately after completing your Driving Theory Test
- Audio and sat nav equipment
The following benefits are included only with comprehensive cover and if you are the registered keeper/owner of the insured vehicle:
- Windscreen and windows
- Personal belongings
- Replacement locks
- Medical expenses
- Personal accident
Related Products
- Car Insurance
- Classic Car Insurance
- Temporary Car Insurance
- High Performance Car Insurance
- Prestige Car Insurance
- Learner Driver Insurance
- Multi Car Insurance
- Specialist Vehicle Insurance
- Kit & Replica Car Insurance
- Private Car Insurance
- Multi-vehicle Insurance
- Convicted Driver Insurance
- Impound Car Insurance
- Specialist Multi-Vehicle Insurance
- SORN Insurance
Specifically designed for provisional licence holdersComprehensive and Third Party Fire & Theft learner driver insuranceAn affordable alternative to adding a learner as a named driver to another policyCover immediately after completing your Driving Theory TestTo aid learning continuity and frequency, parents can be added as named drivers*
For the best quote chat to our friendly and informed UK based call centre team
* Conditions apply. Policy benefits subject to limits and exclusions. Please ask for details.
Learner driver insurance benefits and limitations
The provisional licence insurance we arrange is designed specifically to cover learner drivers.
It’s ideal if you’re keen to put in some extra hours’ learning outside of tuition you receive from a professional instructor.
Gain skills and confidence
That additional time can help you hone your driving skills and gain confidence in readiness for your practical driving test.
Remember though that once you pass your test and rip up those L plates, it will no longer be valid.
You will then need take out traditional car insurance that covers you as a fully qualified driver.
If, having passed your test, you continue to drive on learner driver insurance you are liable for prosecution. You must take out a standard car insurance policy.
OTHER PRODUCTS YOU MAY BE INTERESTED IN
WE PREFER TO TALK
WHY CHOOSE PRINCIPAL INSURANCE?
Because we put our policyholders first, we now serve around 40,000 motorcyclists, motorists, classic car enthusiasts, van drivers, couriers, motorhome owners, homeowners and motor trade professionals nationally.
Whilst we embrace the latest quote and administration technologies, you might say we’re a bit old school.
That’s because we’d prefer to talk to you in order to get the best possible understanding of your needs. That then means we are properly equipped to seek out the best deal for you from our extensive panel of leading UK insurers.*
What’s more we are able to give motorbike insurance, car, van, motorhome, multi-vehicle, home and commercial insurance quotes.
Our impressive growth has been achieved not through multi-million pound marketing campaigns but by delivering old fashioned service.
That can mean finding you the lowest possible insurance quote from our panel of insurers or, if you need make a claim, ensuring that you have access to specialist assistance so that the process is as prompt and painless as possible.We’re a company with personality, one that instead of demanding staff always follow stringent call scripts and call length targets, encourages them to chat so they can provide you with the highest quality of service.
An independent broker, we source the best quotes from the UK’s leading specialist insurers.With no call length targets, our experts take the time to find you the best deal.We’re here to help – with dedicated claims and customer service support.Our quotes hotline open weekdays 9.00am-6.00pm and Saturdays 9am-1pm.
For the best quote chat to our friendly and informed UK based call centre team