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HGV Insurance

Making light work of HGV insurance.

0330 024 0135

The HGV Insurance Specialists

HGV Insurance

HGV insurance? We're here to lighten your load!

Finding the best HGV insurance quote can be heavy going. We’re here to lighten your load.

Whether you’re an owner-operator, or manage a fleet of up to 10 commercial or heavy goods vehicles, we can arrange cover for a wide variety of trucks, lorries and tippers.

Benefits include introductory no claims bonus (NCB) discounts. These allow drivers who are experienced, but have no NCB (because they were not previously the named policyholder), to claim a no claims discount.*

We are also able to arrange any driver HGV insurance for drivers aged over 25 and up to 65 if they have held their licence for two years or more.

This includes vehicles with a MGW of 12 tonne or more, where the driver holds the appropriate licence.

Cover is available for a wide range of HGV and commercial vehicles, including:

  • From two axle 3.5 tonne to six axle draw bar 44 tonne lorries
  • Tippers
  • Abnormal/oversized load heavy haulage
  • Refrigerated vehicles (excluding ice cream vans)
  • Furniture removal vans, lorries and trucks
  • Car transporters
  • Refuse collection, waste disposal and recycling vehicles
  • Service vehicles eg. drainage, jetters, pumping machines, vacuum tankers
  • Skip carriers
  • Tankers

HGV insurance options include introductory no claims bonus discounts,up to10 vehicles covered on one policy, two named drivers, any driver, any licensed driver (12 tonne and over), European or UK only. comprehensive, TPO and TPFT.


Introductory no claims bonus discounts.*
Up to 10 vehicles covered on one policy.
Any licensed driver (12 tonne and over).
Motoring convictions – quote without referral up to 9 points. Referrals for specific convictions or previous ban.**
Hire and reward.
Goods-in-transit
FOR OUR BEST QUOTE CALL
0330 024 0135

For the best quote chat to our friendly and informed UK based call centre team

*Proof of experience required. Experienced driver form to be completed and subject to referral to underwriter. **AC10, BA, CD, DD, DR, DG, MR, TT and UT50 or any conviction or combination resulting in a ban will need to be referred to the underwriter. 

Commercial vehicle and HGV insurance offered subject to meeting underwriter’s conditions. 

WE PREFER TO TALK

WHY CHOOSE PRINCIPAL INSURANCE?

Because we put our policyholders first, we now serve around 40,000 motorcyclists, motorists, classic car enthusiasts, van drivers, couriers, motorhome owners, homeowners and motor trade professionals nationally.

Whilst we embrace the latest quote and administration technologies, you might say we’re a bit old school.

That’s because we’d prefer to talk to you in order to get the best possible understanding of your needs. That then means we are properly equipped to seek out the best deal for you from our extensive panel of leading UK insurers.*

What’s more we are able to give motorbike insurance, car, van, motorhome, multi-vehicle, home and commercial insurance quotes.

Our impressive growth has been achieved not through multi-million pound marketing campaigns but by delivering old fashioned service.

That can mean finding you the lowest possible insurance quote from our panel of insurers or, if you need make a claim, ensuring that you have access to specialist assistance so that the process is as prompt and painless as possible.

We’re a company with personality, one that instead of demanding staff always follow stringent call scripts and call length targets, encourages them to chat so they can provide you with the highest quality of service.


An independent broker, we source the best quotes from the UK’s leading specialist insurers.
With no call length targets, our experts take the time to find you the best deal.
We’re here to help – with dedicated claims and customer service support.
Our quotes hotline open weekdays 9.00am-6.00pm and Saturdays 9am-1pm.
FOR OUR BEST QUOTE CALL

For the best quote chat to our friendly and informed UK based call centre team