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Can I add other riders to my multi-bike policy?

Can you cover other riders on your multi-bike policy?

0330 024 0087

The Multi-bike Insurance Specialists

Can I add other riders to my multi-bike policy?

Can I cover other riders on a multi-bike policy?

Whilst you may be able to cover another named rider on your multi-bike policy, this may not be in your best interests.

The reasons for this are quite simple.

Doing so will remove many of the benefits you gain from multi bike insurance - and increase the cost of your policy.

Multi-bikes, not multi-riders

To understand why, you need look at why multi-bike insurance can be cheaper than insuring different bikes separately.*

They're designed to cover multiple bikes, not multiple riders.

Whilst several bikes may be covered, with only one rider, only one insured bike is being ridden at any one time. This minimises an insurers exposure to road risks.

One rider riding one bike means that, at that time, the remaining bikes on cover require protection only from fire, theft and/or accidental damage (depending on the cover you have chosen) insurance.

If more than one rider is insured the road risk exposure increases accordingly.

If I want to cover other riders, what are my options?

For the reasons explained above, rather than looking to cover other riders on your multi bike insurance policy, you might consider personal fleet insurance.

Also known as home or family fleet insurance, this lets you add partners, spouses and immediate family members as named riders.

We also arrange multi-vehicle insurance and specialist multi-vehicle insurance.

This cover lets you add immediate family members as named riders/drivers when insuring any combination of motorcycle, car, motorhome, campervan or van insurance.

This includes children when they are studying away from home.

Want to set up a multi bike insurance policy? Call our specialist team on 0330 024 0093.

Our call centre is open for multi-bike insurance quotes between 8.30am-6.30pm weekdays, 9am-1pm Saturdays.

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*The cost per bike can be lower when taking out a multi bike insurance policy than when insuring motorcycles separately. Please ask for details of the insurers we use to compare multi bike insurance quotes. Terms and conditions will apply.  Cover is available through our call centre only. We do not offer multi bike insurance online.

WE PREFER TO TALK

WHY CHOOSE PRINCIPAL INSURANCE?

Because we put our policyholders first, we now serve around 40,000 motorcyclists, motorists, classic car enthusiasts, van drivers, couriers, motorhome owners, homeowners and motor trade professionals nationally.

Whilst we embrace the latest quote and administration technologies, you might say we’re a bit old school.

That’s because we’d prefer to talk to you in order to get the best possible understanding of your needs. That then means we are properly equipped to seek out the best deal for you from our extensive panel of leading UK insurers.*

What’s more we are able to give motorbike insurance, car, van, motorhome, multi-vehicle, home and commercial insurance quotes.

Our impressive growth has been achieved not through multi-million pound marketing campaigns but by delivering old fashioned service.

That can mean finding you the lowest possible insurance quote from our panel of insurers or, if you need make a claim, ensuring that you have access to specialist assistance so that the process is as prompt and painless as possible.

We’re a company with personality, one that instead of demanding staff always follow stringent call scripts and call length targets, encourages them to chat so they can provide you with the highest quality of service.


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Our quotes hotline open weekdays 9.00am-6.00pm and Saturdays 9am-1pm.
FOR OUR BEST QUOTE CALL

For the best quote chat to our friendly and informed UK based call centre team