Motor Trade Insurance

As an independent insurance brokers, we are able to use our experience and expertise to compare motor trade insurance quotes on your behalf.

Our specialist commercial insurance team offers bespoke services to all kinds of motor trade businesses. These include everyone from sole traders to national dealership networks, including service, repair and MOT garages, bodyshops, couriers, classic car restoration specialists, motor and motorcycle dealers.

Backed by attentive service and access to our specialist panel of insurers,* our portfolio includes:

  • Road risks
  • Any named driver / any named employee cover.
  • Combined motor trade insurance.
  • Test ride and driving insurance (accompanied/unaccompanied)
  • Public and employers’ liability insurance.

Our service includes free on-site risk assessments which enable us to work with you and present to insurers the most accurate picture of your business. This can help you secure the most appropriate and effective motor trade insurance cover and the best possible premium from our extensive panel of insurers.

To arrange your personal motor trade insurance consultation call our Commercial Insurance team on 0330 024 0135 or email

  • All trades covered including motor and motorcycle dealers, bodyshops, garages, classic car restorers and more.
  • Named and any employee road cover.
  • Accompanied and unaccompanied test drives and rides.
  • Extensive policy range includes combined motor trade, road risks,  liability, goods in transit….
  • Road risk covers include motorcycle and sports, performance and high value motor.

FOR A GREAT QUOTE call 0330 024 0135

For the best quote chat to our friendly and informed UK-based call centre team

the principal call centre team - AT YOUR SERVICE
  • An independent broker, we source the best quotes from the UK’s leading specialist insurers.
  • With no call length targets, our experts take the time to find you the best deal.
  • We’re here to help – with dedicated claims and customer service support.
  • Our freephone quotes hotline open weekdays 8.30am-6.30pm and Saturdays 9am-1pm.

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Why not choose Principal for motor trade insurance?

Motor Trade Insurance from Us

Do you need help in understanding motor trade insurance? If you’re in the motor trade then you need to ensure your business is effectively protected so that should the worst happen you can welcome back your customers as quickly as possible. But you also don’t want to pay a penny more than you need on your premium. As motor trade insurance brokers, our dedicated Motor Trade Insurance department can help.

Whilst we’re happy to discuss your specific requirements over the ‘phone we’d be happier to still to visit your premises and conduct a free site survey so we can accurately assess risk and secure the best and most effective deal from our panel of leading trade insurers. You’ll also benefit from the personal attention of a dedicated account manager and the ability to create bespoke cover, selecting from a portfolio that embraces combined motor trade, road risk, public and employers’ liability insurances.

What’s more we can arrange protection for any kind of motor trade business including new and used car and motorcycle dealerships, bodyshops, factors, MOT test centres, service and repair garages,

Our Motor Trade Insurance department is lead by Jason Lawford whose extensive commercial and motor trades insurance experience and expertise is at your disposal. For an informal discussion of your business insurance needs you can call him on 0330 024 0135 or email by clicking here.