Public Liability Insurance

How much does public liability insurance cost?” is a question you’ve no doubt asked. But it’s one to which there’s no easy answer.

Of course the one thing you do know is that accidents can happen. What’s more, when they happen they can trigger potentially costly claims.

If someone is injured, dies or suffers loss or damage to their property through the actions of your business, then they can seek often substantial compensation. Claims can run into millions of pounds, with legal costs adding to the financial burden.

Public liability insurance covers is designed to protect against these risks. Policies meet not just the cost of compensation, but associated legal fees and expenses (subject, of course, to policy limits).

  • FREE on site risk assessment.
  • Cover from £1 million+
  • Combined public liability and employers’ liability insurance solutions.
  • All trades, business and charities.

At Principal we work in partnership with our clients, offering expert advice to all trades and businesses to help them assess specific risks. We then compare public liability insurance quotes offered by our panel of specialist insurers to source the most appropriate and best value policy.*

To arrange your personal public liability insurance consultation call our Commercial Insurance team on 0330 024 0136 or email

Please note that if you operate a horse riding business you are legally obliged to take out public liability insurance.

* Please ask details of the insurers we use to compare public liability insurance quotes.

  • Public Liability insurance for all trades, businesses and charities.
  • Covers compensation claims and associated legal expenses.
  • Policies to cover activities on and off business premises.
  • High risk trades i.e. scaffolders, roofers, heat workers, ground workers etc.
  • Flexible cover limits from £1 million upwards.
  • Available standalone or as part of integrated business insurance package.
  • Free on site risk assessment to determine cover appropriate to your business.

FOR A GREAT QUOTE call 0330 024 0136

For the best quote chat to our friendly and informed UK-based call centre team

the principal call centre team - AT YOUR SERVICE
  • An independent broker, we source the best quotes from the UK’s leading specialist insurers.
  • With no call length targets, our experts take the time to find you the best deal.
  • We’re here to help – with dedicated claims and customer service support.
  • Our freephone quotes hotline open weekdays 8.30am-6.30pm and Saturdays 9am-1pm.

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