It’s attractions are obvious.
It’s flexible, is priced not by estimates but the miles actually driven and, with payments made monthly in arrears, can ease cashflow.*
What’s more we can arrange pay-as-you-go fleet insurance for vans, car, mopeds – including use for delivery or courier services – and private hire vehicles.
The cover we offer includes free telematics devices which you can easily install and register yourself. Simply fit and forget.
Already got telematics? No problem. Provide proof and we will arrange for the cost for the first 12 months of your pay-as-you-go insurance policy to be covered.
You’ll also be able to access a handy fleet portal.
You can use this to manage your policy and access a range of reports and insights so that you can easily monitor driver behaviour.
This will let you discreetly identify how well – or otherwise – your drivers are driving and how they might improve. Such insights can help you minimise claims – it’s worth noting that just 10% of drivers are responsible for 50% of fleet incidents.***
They can also help you encourage good driving habits to keep your drivers safe, increase fuel efficiency and reduce wear and tear on key parts such as brake pads and discs.
It’s simple.To get you started, you’ll be provided with a free telematics device for every insured vehicle.**
Mount them in the cabin, connect to the battery and you’re good to go. These devices will provide all the data necessary to administer your usage-based fleet insurance policy.
To guarantee connectivity and global coverage, you’ll receive a roaming SIM for every device.**
Your premium will be calculated by adding a by-the-mile vehicle rate to a fixed fleet cost base.
That fixed base rate ensures all your vehicles are always covered, with the flexible premium meaning you’re paying for the miles actually driven, rather than an estimate.
Premiums are charged monthly in arrears, interest-free and there are no admin fees to worry about.
Actual also means accurate. Some 84% of courier fleets drive fewer miles than they estimate. Why pay for what you’re not doing?***
Your monthly costs will also mirror the peaks and troughs of demands on your business vehicles. When your miles are low (indicating your revenues are depressed), you’ll pay less.
You will also be able to agree a cap on your monthly payment – and never pay more.
Because you’ll be paying in arrears, you need to pay a fully refundable security deposit. You may be able to arrange a payment plan, depending upon the size of your deposit.****
You can also save up to 80% on any vehicles you temporarily take off the road.
Available around the clock, your fleet portal will let you easily see where you are with things and manage your policy. As well as mileage it will also deliver environmental, tax compliance and trip reports along wit safety and security notifications.
* Deposit of 25-50% payable on policy inception, dependent upon credit rating. Costs comprise fixed base rate per vehicle, plus mileage based rate to give monthly premium. ** Telematics devices provided free. Monthly data charges apply. *** Information supplied by Zego, a trading name of Extracover Ltd. **** The standard security deposit is 50% (of monthly rate x number of vehicles), reduced to 25% where credit rating is 51 or higher. Payment plans subject to status. ***** Minimum age, claims history and fleet size requirements vary.
Policies administered in partnership with Zego, a trading name of Extracover Ltd. Van and car pay-as-you-go-fleet insurance for delivery/courier use underwritten by RSA Group Plc. Pay-as-you-go private hire insurance and pay-as-you-go insurance for delivery/courier moped fleets underwritten by Wakam. Cover provided subject to underwriting criteria. Limits, exclusions, terms and conditions apply. Please ask for details.
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