Call our specialist commercial vehicle and HGV insurance team on 0330 024 0135.

Finding the best HGV insurance quote can be heavy going. We’re here to lighten your load.

Whether you’re an owner-operator, or manage a fleet of up to 10 commercial or heavy goods vehicles, we can arrange cover for a wide variety of trucks, lorries and tippers.

Benefits include introductory no claims bonus (NCB) discounts. These allow drivers who are experienced, but have no NCB (because they were not previously the named policyholder), to claim a no claims discount.*

We are also able to arrange any driver HGV insurance for drivers aged over 25 and up to 65 if they have held their licence for two years or more.

This includes vehicles with a MGW of 12 tonne or more, where the driver holds the appropriate licence.

Cover is available for a wide range of HGV and commercial vehicles, including:

  • From two axle 3.5 tonne to six axle draw bar 44 tonne lorries
  • Tippers
  • Refrigerated vehicles (excl. ice cream vans)
  • Abnormal/oversized load heavy haulage
  • Car transporters
  • Furniture removal vans, lorries and trucks
  • Refuse collection, waste disposal and recycling vehicles
  • Service vehicles eg. drainage, jetters, pumping machines, vacuum tankers
  • Skip carriers
  • Tankers

HGV insurance options include:

  • Hire & reward
  • Goods-in-transit
  • Introductory no claims bonus discounts*
  • Up to 10 vehicles covered on one policy
  • Two named drivers
  • Any driver
  • Any licensed driver (12 tonne and over)
  • Motoring convictions – quote without referral up to 9 points. Referrals for specific convictions or previous ban.**
  • Comprehensive, third party fire and theft, third party only
  • European or UK only

To arrange your personal HGV insurance consultation, call our Commercial Insurance team on 0330 024 0135 or email commercial@principalinsurance.co.uk.

*Proof of experience required. Experienced driver for to be completed and subject to referral to underwriter. **AC10, BA, CD, DD, DR, DG, MR, TT and UT50 or any conviction or combination resulting in a ban will need to be referred to the underwriter. 

Commercial vehicle and HGV insurance offered subject to meeting underwriter’s conditions. Cover underwritten by Carraig Insurance Company Ltd.

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