Specialist Vehicle Insurance

Because yours is not the every day, but the extraordinary, you’re looking out for specialist vehicle insurance

After all, it would be a dull old automotive world if we all pursued the functional at the expense of the beautiful, the quirky, the mighty and the rare.

At Principal we celebrate difference. We support enthusiasts’ passion by using our specially selected panel of insurers* to offer and compare our best specialist vehicle insurance quotes.

We can arrange cover for an impressively broad range of vehicles, including:

The policies we arrange recognise that yours is not just any old motor, but a part of your life, a vehicle in which you will have invested not simply money but time, attention and love.

That’s why our panel of insurers can offer you free agreed value to ensure your pride and joy is properly protected. We can also arrange salvage retention rights  so that should the worst happen, and your vehicle be written off, you can recover those cherished parts.**


Other benefits available include

  • Limited mileage discounts***
  • Up to 10% off your premium if you are a member of a recognised owners club.***
  • If you’re a collector or simply complement your passion with your everyday A to B car or motorcycle, motorhome or van then we can also arrange multi-vehicle insurance.****

* Please ask if you would like details of the panel of insurers we use to compare specialist vehicle insurance quotes.  ** Salvage retention rights subject to terms and conditions. Please ask for details. *** The availability and size of discounts varies between insurers and policies and underwriting conditions will apply. Please ask for details.  **** The cost per vehicle can be lower per vehicle when taking out multi-vehicle insurance than when insuring vehicles separately.

Vehicle off the road? Click here for details of specialist SORN insurance.

Additional cover options – Pick and choose your cover options to get the exact level of protection that you want, with an extensive range to protect you and your vehicle. Options include Breakdown & Accident Assistance, Motor Legal Protection, Excess Protection, Key Care and Road Halo licence defence.

DRIVING IN THE EU: From 01 January 2021, the rules have changed when it comes to riding or driving in the EU. This includes the Republic of Ireland and certain other countries. You will now need apply for a Green Card before you travel. For more details on the countries this applies to and how to get your Green Card, please click here.


  • Up to 10% owners club membership discounts.
  • Save with limited mileage policies.
  • Optional wedding hire and rally cover – please ask for details.
  • Free agreed value assessment.
  • Salvage retention rights (subject to underwriting criteria).
  • Minimum 30 days European cover as standard.

FOR A GREAT QUOTE call 0330 024 0137

For the best quote chat to our friendly and informed UK-based call centre team

the principal call centre team - AT YOUR SERVICE
  • An independent broker, we source the best quotes from the UK’s leading specialist insurers.
  • With no call length targets, our experts take the time to find you the best deal.
  • We’re here to help – with dedicated claims and customer service support.
  • Our freephone quotes hotline open weekdays 8.30am-6.30pm and Saturdays 9am-1pm.

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