Specialist cover for owners of multiple vehicles and home fleets which include either a motorhome, classic, custom or kit car or classic or custom or custom motorcycle.

Designed specifically for motoring and motorcycling enthusiasts, this specialist insurance can save you time and money,* by allowing you to cover both your specialist and ‘everyday’ vehicles on a single policy.

It combines the cover you might expect for your standard private motor car or van, with specialist benefits – such as agreed value and spare parts – for your prized specialist vehicles.

You can kick-start your specialist multi-vehicle insurance with one or more of the following:

  • Classic, custom, kit or replica car
  • 4×4 off-road car
  • Military vehicle
  • Agricultural vehicle
  • Vintage vehicle
  • Classic or custom motorcycle
  • Trike
  • Quad bike
  • Modern or classic motorhome

You can then include private cars and commercial vehicles on cover, cutting down your paperwork and your overall insurance bill.*

Benefits for specialist vehicles include:

  • Free agreed value assessment**
  • Spare parts and accessories – up to 10% of agreed value/£1,000, with no excess for solus claims
  • Up to £500 windscreen and window replacement cover***

Benefits for specialist vehicles and private cars or motorcycles include:

  • Comprehensive or third party fire and theft (TPFT)
  • Foreign use – legally required and extended cover (matching your UK policy level) within the EU and other countries approved under Article (8) of EC Directive 2009/103/EC 
  • Unlimited cover for audio and sat nav equipment fitted by the manufacturer when the vehicle was made (up to £500 for after-market equipment)
  • Unlimited windscreen and window replacement cover (private motor only)****
  • Replacement keys and locks
  • Child car seat replacement
  • Personal belongings – up to £500
  • Voluntary excesses
  • Comprehensive or third party fire and theft (TPFT)
  • Personal accident, disablement, inability to drive through injury or ill health (limits vary)

This policy is underwritten by KGM Underwriting Services Ltd. terms and conditions apply. For more details please ask for a copy of the policy. * The cost per vehicle can be lower when taking out multi-vehicle insurance than when insuring vehicles separately.  ** Agreed value assessment carried out in association with underwriter. You may be required to submit evidence. *** Excesses apply. Unlimited cover for private motor available when approved supplier used, otherwise a £100 limit applies.  

Vehicle off the road? Click here for details of specialist SORN car insurance.

Additional cover options – Pick and choose your cover options to get the exact level of protection that you want, with an extensive range to protect you and your vehicle. Options include Breakdown & Accident Assistance, Motor Legal Protection, Excess Protection, Key Care and Road Halo licence defence.

DRIVING IN THE EU: From 01 January 2021, the rules have changed when it comes to riding or driving in the EU. This includes the Republic of Ireland and certain other countries. You will now need apply for a Green Card before you travel. For more details on the countries this applies to and how to get your Green Card, please click here.Please click here for advice on the documents you may need to travel in the EU after the Brexit transition period.


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Specialist multi-vehicle insurance

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