It’s a good question. We think you’ll like the answer!
The simple answer is that, as long they satisfy underwriting criteria, you can cover pretty much any motorcycle on a multi bike insurance policy.
We’re talking any combination of modern, classic, custom or vintage motorcycle, scooter or moped.
Within these broad classes you can include more precise categories such as adventure, bobber, cafe racer, cruiser, commuter, naked, retro, sports, supersports, tourer, trail and quad bikes.
So, for example you could secure classic motorcycle insurance alongside cover for a modern bike or bikes on a multi bike policy.
Again, the answer is yes. Your bikes don’t need to be two-wheelers as many insurers will cover trikes on a multi bike policy, even if the they’re classified as motorcycles, not cars. You can read more about how the DVLA classifies trikes in our trike insurance guide.
You can also cover a trike or trikes on specialist multi-vehicle insurance. This differs from multi-bike insurance in that the base vehicle around which your policy is built can be a bike, car, motorhome, agricultural or military vehicle – as long as it’s specialist. A classic or custom motorcycle would qualify as specialist, but not, say, a factory standard modern commuter bike. Trikes are, by definition, specialist.
You can cover a car with your bike or bikes on a multi-vehicle insurance policy. This allows you to insure any combination of car, motorcycle, motorhome, campervan or van – again subject only to meeting underwriting criteria.
Because we think it’s best to talk things through with you, we do not currently quote multi bike insurance online.
If you have any questions about which cover is best for you, we would recommend you talk directly to our specialist advisers. You can call the team on 0330 024 0087* or request a callback by clicking here.
* Please ask for details of the insurers we use to compare multi bike insurance quotes. ** The value and availability of owners club, approved security and limited mileage discounts varies between insurers on our panel. Terms and conditions will apply. Cover is available through our call centre only. We do not offer multi bike insurance online.
FOR A GREAT QUOTE call 0330 024 0087
For the best quote chat to our friendly and informed UK-based call centre team