Personal Accident Insurance

For Motor Accident Injury Protection insurance call 0330 024 0087

Nobody expects the worst to happen.

That why insurance exists – to protect against the unexpected.

Your health is precious. What’s more, if you are hurt in an accident, the bills can soon add up, especially if your injuries require you to take time off work.

Add Motor Accident Injury Protection cover – a form of personal accident insurance – to your Principal motorcycle, car,  motorhome or van insurance policy and you’ll be adding invaluable peace of mind thanks to generous cover limits of up to £30,000.*

Personal Accident Insurance Benefits

Personal accident insuranceOur extensive motor personal accident insurance covers a wide variety of possible eventualities.

These include accidental death, injury and disablement arising from a motor vehicle accident.

The insurance we arrange covers the policyholder or an authorised driver/rider of the insured car, motorcycle or van.

It insures against the death or bodily injury caused by a motoring accident or assault whilst travelling getting on, into or out of the insured vehicle.

It also provides cover if you are outside the insured vehicle conducting emergency roadside repair or seeking emergency roadside assistance.

What does our motor accident injury protection cover?*

Accidental injuries covered by the personal accident insurance police we arrange, include:

  • Accidental death – £30,000 (or £10,000 for insured persons aged under 18)
  • Permanent loss of limbs (above ankles or wrists) – £30,000
  • Loss of limb below ankle or wrist – £10,000
  • Loss of speech – £30,000
  • Permanent total loss of sight (in one or both eyes) – £30,000
  • Permanent loss of hearing (in both ears) – £30,000
  • Permanent loss of hearing (in one ear) – £10,000
  • Permanent total disablement – £30,000
  • Fractured bones for pelvis, arm, leg, skull, vertebrae, jaw, knee, hand or facial bones, shoulder blade, elbow, sternum, wrist, ankle collar bone or coccyx – £1,000 per bone, up to £5,000.
  • Fractured bones for nose and minor bones – £500 per bone up to £2,500
  • Third-degree burns – £3,000
  • Facial scarring – £500
  • Daily hospitalisation benefit –  £100 per day for for up to 30 days
  • Emergency dental expenses – up to £1,000 for emergency dental treatment to natural teeth within seven days of accident (excluding first £25 of every claim)
  • Physiotherapy – £2,000
  • Stress counselling – £2,000

For more details please click to download the Insurance Product Information Document and/or policy wording.

You can purchase our motor personal accident insurance with any car, motorhome, van or motorcycle insurance policy.

To get a quote and buy motorcycle insurance click here or call 0330 024 0087

To get and quote and buy motorhome insurance click here 0r call 0330 024 0124

To get a quote and buy car insurance click here or call 0330 024 0093

To get a quote and buy van insurance click here or call 0330 024 0097

Our motor accident  injury insurance is only available when you take out an annual car, van or motorcycle insurance policy through Principal and will run concurrently with that policy.  * Limits vary depending upon injury. This insurance policy is arranged by Motorplus Limited t/a Coplus and . Motorplus Limited is authorised and regulated by the Financial Conduct Authority (309657). It is underwritten by Astrenska Insurance Limited who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FCA number 202846.


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