Personal Accident Insurance

Motor Personal Accident Insurance from just £24.99-£29.99

Nobody wants to think about the worst that could happen.

But that doesn’t mean that you shouldn’t protect yourself.

No amount of money is worth your health, but, if you’re hurt in an accident, the bills can soon add up. That’s especially if your injuries require you to take time off work.

Add Personal Accident cover to your Principal motorcycle, car or van insurance policy and you’ll be adding invaluable peace of mind thanks to generous cover limits of up to £30,000.*

Personal Accident Insurance Benefits

Personal accident insuranceOur extensive motor personal accident insurance covers a wide variety of possible eventualities.

These include accidental death, injury and disablement arising from a motor vehicle accident.

Annual cover costs just £24.99 for car and van drivers, £29.99 for motorcyclists.

The insurance we provide covers the policyholder or an authorised driver/rider of the insured car, motorcycle or van.

It insures against the death or bodily injury caused by a motoring accident or assault whilst travelling getting on, into or out of the insured vehicle.

It also provides cover if you are outside the insured vehicle conducting emergency roadside repair or seeking emergency roadside assistance.

What does our personal accident insurance cover?*

  • Accidental death – £30,000 (or £7,500 for insured persons aged under 18)
  • Loss of limb – £30,000
  • Loss of sight (in both eyes) – £30,000
  • Loss of sight (in one eye) – £12,500
  • Loss of hearing (in both ears) – £30,000
  • Loss of hearing (in one ear) – £12,500
  • Permanent total disablement – £30,000
  • Fractures – up to £3,000 (dependent on number and severity of injuries arising from the same accident)
  • Daily hospitalisation benefit –  £50 per each complete 24 hours for up to 30 days
  • Third degree burns or facial scarring – up to £5,000 (dependent on number and severity of injuries arising from the same accident)
  • Dental expenses – up to £250 for emergency dental treatment to natural teeth
  • Post-fracture physiotherapy – up to £100 per session for up to 5 sessions

You can purchase our motor personal accident insurance with any car, van or motorcycle insurance policy.

To get a quote and buy motorcycle insurance click here or call 0330 024 0087

To get a quote and buy car insurance click here or call 0330 024 0093

To get a quote and buy van insurance click here or call 0330 024 0097

Our motor personal accident insurance is only available when you take out an annual car, van or motorcycle insurance policy through Principal and will run concurrently with that policy.  * Limits vary depending upon injury. Please see policy wording for full details of limits, exclusions, terms and conditions. Our personal accident cover is managed and provided by Arc Legal Assistance Limited and  underwritten by AmTrust Europe Limited, on whose behalf we act.

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