Car Insurance

Whilst for most a car is simply a means of reliably getting from A to B, for many it’s a passion, but whatever you drive, and for whatever reason, we are here to help with your car insurance. You’ve probably looked for a car insurance comparison, but here at Principal we treat every classic, prestige, modified, performance, kit and private car as if it were our own, always working our hardest  to use our car insurance quotes, in order to secure you the best protection and supporting you with specialist service where necessary


  • Legal expenses included, covers up to £100,000 of legal fees & expenses.
  • European touring  – journey and rally (classic vehicles) abroad with our inclusive cover.
  • Modifications – covered for repair, replacement and theft/write-off settlement.
  • Generous discounts – for owners club membership and limited mileage.
  • Multi-vehicle policies to protect cars, motorcycles, motorhomes, trucks and van – call for details.
  • Zero-deduction salvage retention rights for classic and vintage vehicles.
  • Low cost vintage car insurance.
  • Wedding hire, rally and track day cover.
  • All cars covered – classic, kit, modified, private, prestige and performance.

FOR A GREAT QUOTE call 0330 024 0093

For the best quote chat to our friendly and informed UK-based call centre team

the principal call centre team - AT YOUR SERVICE
  • An independent broker, we source the best quotes from the UK’s leading specialist insurers.
  • With no scripts or call length targets, our experts take the time to find you the best deal.
  • We’re here to help – with dedicated claims and customer service support.
  • Our freephone quotes hotline open weekdays 8.30am-6.30pm and Saturdays 9am-1pm.

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Classic, Kit, Modified, Performance, Prestige And Private Car Insurance

Car Insurance- Classic, Kit, Modified, Performance, Prestige And Private Car Insurance

You’ve probably been looking for car insurance quotes and car insurance comparisons. Whether hard or soft top, when it comes to car insurance, you’ll find Principal Insurance have it covered. Working with the UK’s leading private car and specialist motor insurers we offer not just great value cover but protection that’s specifically designed to protect the kind of car you own.

So, classic car enthusiasts can benefit from low mileage and laid up policies and, by taking advantage of our free agreed value scheme, ensure their car is properly protected so that, should the worst happen they receive a full and fair settlement. We can also offer you zero-deduction salvage retention rights, like-for-like replacement or repair of modifications, discounts for membership of recognised owners clubs and arrange wedding hire, rally and track day cover. There is also an option to include extensive UK and European breakdown and accident insurance.

Similar benefits can be found for  drivers of high performance and prestige cars who need not pay premiums as supercharged as their vehicles. That’s because we understand that whilst your car might come with more horsepower than a Grand National winners’ reunion, you’re likely treat it with as much care and attention as a champion jockey, taking due care to avoid theft and road risks.

We can even source dedicated kit and replica car insurance which will protect your vehicle as you build it – including goods in transit cover for when you collect and transport components – offer agreed value once it’s completed and then, of course, protect it against road, rally and track day risks. Again discounts are available if you curb your mileage and/or are a member of a recognised owners club.

Naturally we can arrange highly competitive premiums for every level of everyday private car insurance, with a range of benefits available to help you keep costs down, including protected no claims bonus and voluntary excess schemes. You’ll find too that we welcome young drivers and can offer specialist cover for people with speeding or other motoring convictions.

Finally we can help you save not just money but hassle and time through our excellent multi-vehicle insurance. This enables you to protect any combination of car, motorcycle, motorhome, truck or van on a single policy.


* Terms and conditions apply for salvage retention rights and owners club discounts. Please ask for details.